Time Is Not On Your Side.
Are you at the point that you are afraid to answer your home phone for fear it may be your lender or another creditor? Are you afraid of losing your job because your lender or a debt collection agency keeps calling you at work? Are you afraid to go to your mail box for fear of what you might find–more threatening late or legal notices?
WE CAN HELP! IT’S TIME TO MOVE ON AND GET YOUR LIFE BACK!
Facing foreclosure, or the possibility of it, doesn’t have to be a daunting task. We know that these can be very trying times for you and your family. You need to understand your options before making tough and complicated decisions that could follow you for years to come. That’s where we can help. We can discuss your options with you and assist you in making those important decisions.
OPTIONS THE LENDER COULD MAKE AVAILABLE TO YOU.
For example, there are three things a lender could have you: (1) a Modification Agreement whereas the lender will take what is owed on the home and add it to the backside of the loan and perhaps even change the interest rate. In essence, they are re-writing the loan. (2) a Forbearance Agreement. Here your payments could be reduced for a few months, say 50 to 70 % of your normal payment, and then it will increase until you are caught up. That increase could be 150% of a normal payment. Once you are caught up, your payments will go back to the original amount. (3) Deed in Lieu of Foreclosure. Here you raise the white flag and say I give up, here’s the home back, I’m out of here, thus saving the lender court and attorney fees. Keep in mind, these are options. A lender is not required by law to do any of these.
DON’T DELAY, CALL US TODAY!
The best thing to do is call us for a private, no cost, no obligation consultation. If it is after normal business ours, click Contact Us , leave a message and we will be in contact with you within 24 hours or less.